financial moral hazard

基本解释

Although the deposit insurance system is useful in maintaining the stability of financial system, it brings moral hazard and adverse selection problem.
然而存款保险制度作为一种金融制度，一方面具有防止挤兑稳定金融体系的功能，同时也会带来相应的道德风险和逆向选择问题。
In the first weeks of the crunch he refused to pump cash into the financial system and insisted that "moral hazard" meant that some banks should not be bailed out.
在信贷紧缩的最初几周里，他拒绝将资金注入金融系统，坚持认为“道德风险”意味着一些银行不应该被拯救。
We conclude that the crux of successful withdrawal of state implicit guarantee lies in whether we can find the balance point between maintaining financial stability and guarding against moral hazard.
本文的讨论表明，国家隐性担保退出的关键在于能否找到维护金融稳定与防范道德风险的平衡点。

In general, effective government oversight of individual institutions increases financial resilience and reduces moral hazard by attempting to ensure that all financial firms with access to some sort of federal safety net--including those that creditors may believe are too big to fail--maintain adequate buffers of capital and liquidity and develop comprehensive approaches to risk and liquidity management.
FORBES: Transcript
The regulators failed to regulate the economy that is why you had a crisis and when you had crisis then they had to keep the financial institutions alive in order to prevent the total big round and this creates what is called a moral hazard which allows the financial institutions to indulge in excessive lending and excessive profits and excessive stimulation.
FORBES: More Regulation of World Finance Needed, Says Soros
Indeed, an expectation by financial market participants that financial crises will never occur would create its own form of moral hazard and encourage behavior that would make financial crises more, rather than less, likely.
FORBES: Transcript